射阳人注意！支付宝重大改变！花呗也要上征信了！
<p><br/></p><p style="text-align: center;padding-left: 0em;padding-right: 0em;letter-spacing: 2px;line-height: 1.75em;"><span style="color: rgb(217, 33, 66);font-size: 16px;"><strong>支付宝重大改变</strong></span></p><p><br/></p><section data-role="outer" label="Powered by 135editor.com" style="padding-left: 0em;padding-right: 0em;"><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="color: rgb(217, 33, 66);font-size: 16px;"><strong>花呗也要上征信了！</strong></span></p><p style="letter-spacing: 2px;line-height: 1.75em;"><br/></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">近日，这一话题上了热搜榜</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">有网友吐槽称</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">这下可以考虑停止剁手了……</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">还有不少人开始担心</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">自己的花呗消费记录</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">将影响个人征信报告的情况</span></p><p style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">直言要停用花呗<br/></span></p><p style="letter-spacing: 2px;line-height: 1.75em;"><br/></p><p style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">对此，记者致电支付宝核实相关情况得知，实际上，<span style="color: rgb(217, 33, 66);"><strong>只要花呗使用过程中没有出现逾期，对于个人征信而言，就不会有负面影响。</strong></span></span></p><p style="max-width: 100%;min-height: 1em;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><br/></p><section data-tools="135编辑器" data-id="34405" data-color="#ac1d10" style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"><section style="margin: 0.8em auto 0.3em;max-width: 100%;box-sizing: border-box;border-width: initial;border-style: none;border-color: initial;letter-spacing: 2px;line-height: 1.75em;overflow-wrap: break-word !important;"><section data-width="100%" style="max-width: 100%;box-sizing: border-box;font-size: 1em;font-weight: bold;text-align: center;text-decoration: inherit;color: rgb(254, 254, 254);border-color: rgb(172, 29, 16);display: inline-block;width: 677px;overflow-wrap: break-word !important;"><p style="padding: 0.5em;max-width: 100%;min-height: 1em;line-height: 1.2em;font-size: 1em;color: rgb(255, 255, 255);background-color: rgb(172, 29, 16);box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;">接入央行征信进程早已开始</span></p><p style="padding: 0.5em;max-width: 100%;min-height: 1em;line-height: 1.2em;font-size: 1em;color: rgb(255, 255, 255);background-color: rgb(172, 29, 16);box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="font-size: 16px;">未来或将全面覆盖</span></p><section style="margin-right: auto;margin-left: auto;max-width: 100%;box-sizing: border-box;width: 0px;border-top: 0.6em solid rgb(172, 29, 16);border-bottom-color: rgb(172, 29, 16);height: 10px;overflow: hidden;overflow-wrap: break-word !important;border-left: 1em solid transparent !important;border-right: 1em solid transparent !important;"><br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"/></section></section></section></section><section style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">据了解，部分用户的“花呗”正在以服务升级的方式接入央行征信，升级服务需要同意《花呗服务协议》、《个人信用信息查询报送授权书》两份协议。<br style="max-width: 100%;box-sizing: border-box !important;overflow-wrap: break-word !important;"/></span></section><section style="letter-spacing: 2px;line-height: 1.75em;"><br/></section><section style="max-width: 100%;min-height: 1em;text-align: center;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"></section><section style="max-width: 100%;min-height: 1em;text-align: center;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><span style="color: rgb(136, 136, 136);font-size: 16px;">▲花呗服务升级页面</span></section><section style="max-width: 100%;min-height: 1em;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><br/></section><section style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">这份协议中，提及了“将本人在使用花呗服务中提交和产生的<strong><span style="color: rgb(217, 33, 66);">基本信息、信用信息</span></strong>（包括违约信息）和其他相关信息进行报送，这个表述中即包括了央行征信中心。</span></section><section style="max-width: 100%;min-height: 1em;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><br/></section><section style="max-width: 100%;min-height: 1em;text-align: center;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"></section><section style="text-align: center;letter-spacing: 2px;line-height: 1.75em;"><span style="color: rgb(136, 136, 136);font-size: 16px;">▲《个人信用信息查询报送授权书》</span></section><section style="max-width: 100%;min-height: 1em;letter-spacing: 2px;line-height: 1.75em;box-sizing: border-box !important;overflow-wrap: break-word !important;"><br/></section><section style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">用户如何得知是否上征信？在“花呗”—“我的”—“相关合同及产品说明”栏目中，<span style="color: rgb(217, 33, 66);"><strong>若页面出现《个人用户信息查询报送授权书》的用户会接入征信，而仅有《花呗用户服务合同》《芝麻服务协议》与产品说明的用户则未接入征信。</strong></span></span></section><section style="letter-spacing: 2px;line-height: 1.75em;"><br/></section><section style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">对于网友担忧，支付宝官方回应记者称，自2018年5月花呗宣布向银行等金融机构开放以来，已经有数十家金融机构参与共同服务花呗用户。而近期出现了大批用户接入央行征信的现象，是由于“近期根据部分合作金融机构的要求，<span style="color: rgb(217, 33, 66);"><strong>为了持续给用户提供优质的服务，需要对这部分用户的服务协议进行升级，其中包括用户需同意征信授权。”</strong></span></span></section><section style="letter-spacing: 2px;line-height: 1.75em;"><br/></section><section style="letter-spacing: 2px;line-height: 1.75em;"><span style="font-size: 16px;">而支付宝客服还表示，目前花呗升级是邀约制，首先是优质客户，未来会对用户全量覆盖。支付宝客服还强调称，<span style="color: rgb(217, 33, 66);"><strong>只要用户不授权，用户相关信息就不会报送至央行征信中心。</strong></span></span></section><section data-id="34405" data-color="#ac1d10"><section><section data-width="100%"><p style="max-width: 100%;min-height: 1em;font-family: -apple-system-font, BlinkMacSystemFont, Helvetica Neue, PingFang SC, Hiragino Sans GB, Microsoft YaHei UI, Microsoft YaHei, Arial, sans-serif;white-space: normal;color: rgba(0, 0, 0, 0.8);font-size: 16px;background-color: rgb(255, 255, 255);text-align: center;letter-spacing: 2px;line-height: 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